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	<title>Unbiased Financial Advice Blog</title>
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	<link>http://www.unbiased.co.uk/blog</link>
	<description>Get Professional Finance Advice - Unbiased</description>
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		<title>George Osborne&#8217;s &#8216;Reforming Budget&#8217;</title>
		<link>http://www.unbiased.co.uk/blog/george-osbornes-reforming-budget?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=george-osbornes-reforming-budget</link>
		<comments>http://www.unbiased.co.uk/blog/george-osbornes-reforming-budget#comments</comments>
		<pubDate>Thu, 22 Mar 2012 16:39:30 +0000</pubDate>
		<dc:creator>Danny Cox</dc:creator>
				<category><![CDATA[Financial advice]]></category>
		<category><![CDATA[Financial planning]]></category>
		<category><![CDATA[2012 budget]]></category>
		<category><![CDATA[tax]]></category>
		<category><![CDATA[tax advice]]></category>
		<category><![CDATA[tax planning]]></category>
		<category><![CDATA[tax rate]]></category>

		<guid isPermaLink="false">http://www.unbiased.co.uk/blog/?p=370</guid>
		<description><![CDATA[George Osborne described this as the “reforming Budget” with the aim of stimulating the economy in part by reducing tax for lower earners and companies. It is important to put this Budget in context. The Budget deficit, the amount of new money we are borrowing year on year is falling but the total Public Sector [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Q &amp; A with Karen Barrett &#8211; Money Management</title>
		<link>http://www.unbiased.co.uk/blog/q-a-with-karen-barrett-financial-times?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=q-a-with-karen-barrett-financial-times</link>
		<comments>http://www.unbiased.co.uk/blog/q-a-with-karen-barrett-financial-times#comments</comments>
		<pubDate>Mon, 19 Mar 2012 15:56:07 +0000</pubDate>
		<dc:creator>Karen Barrett - Unbiased</dc:creator>
				<category><![CDATA[Financial advice]]></category>
		<category><![CDATA[Investment advice]]></category>
		<category><![CDATA[Mortgage advice]]></category>
		<category><![CDATA[financial answers]]></category>
		<category><![CDATA[financial questions]]></category>

		<guid isPermaLink="false">http://www.unbiased.co.uk/blog/?p=360</guid>
		<description><![CDATA[Karen Barrett, chief executive of adviser directory unbiased.co.uk, plans a tasty alternative career and says people’s love affair with houses is not over. What was your first ever investment? An Aberdeen technology ISA, which was absolutely the worst decision anyone could have made as it was just before the dotcom bubble burst. Where were you [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>How to find the right ethical investment for you</title>
		<link>http://www.unbiased.co.uk/blog/how-to-find-the-right-ethical-investment-for-you?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=how-to-find-the-right-ethical-investment-for-you</link>
		<comments>http://www.unbiased.co.uk/blog/how-to-find-the-right-ethical-investment-for-you#comments</comments>
		<pubDate>Fri, 16 Mar 2012 16:43:53 +0000</pubDate>
		<dc:creator>Anna Sofat</dc:creator>
				<category><![CDATA[Financial advice]]></category>
		<category><![CDATA[Investment advice]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[ethical advice]]></category>
		<category><![CDATA[ethical investment]]></category>
		<category><![CDATA[ethical investment advice]]></category>
		<category><![CDATA[investment advice]]></category>
		<category><![CDATA[investment advisers]]></category>
		<category><![CDATA[investment research]]></category>

		<guid isPermaLink="false">http://www.unbiased.co.uk/blog/?p=346</guid>
		<description><![CDATA[Most of us like to think we’re doing our bit for the environment, be it recycling or switching to energy-saving light bulbs, but now more than ever, investors are seeing the attraction in this area for their money. Ethical investments have been available for nearly three decades although it is only recently that they have [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Take Tax Action</title>
		<link>http://www.unbiased.co.uk/blog/take-tax-action?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=take-tax-action</link>
		<comments>http://www.unbiased.co.uk/blog/take-tax-action#comments</comments>
		<pubDate>Fri, 02 Mar 2012 07:30:40 +0000</pubDate>
		<dc:creator>Karen Barrett - Unbiased</dc:creator>
				<category><![CDATA[Financial advice]]></category>
		<category><![CDATA[Financial planning]]></category>
		<category><![CDATA[IFAs]]></category>
		<category><![CDATA[tax action]]></category>
		<category><![CDATA[tax action 2012]]></category>
		<category><![CDATA[tax advice]]></category>
		<category><![CDATA[tax planning]]></category>
		<category><![CDATA[tax wastage]]></category>
		<category><![CDATA[taxation]]></category>

		<guid isPermaLink="false">http://www.unbiased.co.uk/blog/?p=337</guid>
		<description><![CDATA[Lots of us – particularly in the current economic climate – have got our heads round having our loyalty cards with us when we’re out shopping, or searching online voucher sites for discounts before we head out for a meal.  Checking prices online when making higher value purchases is second nature too and we’re all [...]]]></description>
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		<title>What to be aware of in the run up to the ISA season</title>
		<link>http://www.unbiased.co.uk/blog/what-to-be-aware-of-in-the-run-up-to-the-isa-season?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=what-to-be-aware-of-in-the-run-up-to-the-isa-season</link>
		<comments>http://www.unbiased.co.uk/blog/what-to-be-aware-of-in-the-run-up-to-the-isa-season#comments</comments>
		<pubDate>Mon, 20 Feb 2012 14:34:12 +0000</pubDate>
		<dc:creator>Jason Witcombe</dc:creator>
				<category><![CDATA[Financial advice]]></category>
		<category><![CDATA[Financial planning]]></category>
		<category><![CDATA[Investment advice]]></category>
		<category><![CDATA[Cash ISA]]></category>
		<category><![CDATA[financial year]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[ISAs]]></category>

		<guid isPermaLink="false">http://www.unbiased.co.uk/blog/?p=329</guid>
		<description><![CDATA[Those who leave their ISA subscription until the end of the tax year will have the usual mad rush to get their investments made by 5th April, which falls on a Thursday this year, and the more organised amongst us will be wanting to get the applications in as early as possible in the 2012/13 [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Rise in State pension age: are you affected?</title>
		<link>http://www.unbiased.co.uk/blog/rise-in-state-pension-age-are-you-affected?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=rise-in-state-pension-age-are-you-affected</link>
		<comments>http://www.unbiased.co.uk/blog/rise-in-state-pension-age-are-you-affected#comments</comments>
		<pubDate>Mon, 13 Feb 2012 14:03:15 +0000</pubDate>
		<dc:creator>David Gow</dc:creator>
				<category><![CDATA[Financial advice]]></category>
		<category><![CDATA[Pension advice]]></category>
		<category><![CDATA[Savings advice]]></category>
		<category><![CDATA[pension schemes]]></category>
		<category><![CDATA[private pension]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[state pension]]></category>

		<guid isPermaLink="false">http://www.unbiased.co.uk/blog/?p=317</guid>
		<description><![CDATA[THE State pension was introduced a century ago when a quarter of working people died before they reached retirement and those who did drew it for an average of just five years. Today we’re all living much longer, so it’s not surprising that the State pension age is set to rocket. What’s changing? The State [...]]]></description>
		<wfw:commentRss>http://www.unbiased.co.uk/blog/rise-in-state-pension-age-are-you-affected/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Pensions &#8211; cutting through the jargon</title>
		<link>http://www.unbiased.co.uk/blog/pensions-cutting-through-the-jargon?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=pensions-cutting-through-the-jargon</link>
		<comments>http://www.unbiased.co.uk/blog/pensions-cutting-through-the-jargon#comments</comments>
		<pubDate>Mon, 06 Feb 2012 18:11:06 +0000</pubDate>
		<dc:creator>Tim Jones</dc:creator>
				<category><![CDATA[Financial advice]]></category>
		<category><![CDATA[Pension advice]]></category>
		<category><![CDATA[NEST]]></category>
		<category><![CDATA[pension scheme]]></category>
		<category><![CDATA[pensions]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.unbiased.co.uk/blog/?p=309</guid>
		<description><![CDATA[If pensions jargon leaves you confused, you aren’t alone. But jargon isn’t just annoying, our research tells us it’s one of the reasons people give for not saving for retirement. Recent research carried out for NEST by YouGov showed that one in three people are put off thinking about retirement planning because they find pensions [...]]]></description>
		<wfw:commentRss>http://www.unbiased.co.uk/blog/pensions-cutting-through-the-jargon/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>What kids should know about money</title>
		<link>http://www.unbiased.co.uk/blog/what-kids-should-know-about-money?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=what-kids-should-know-about-money</link>
		<comments>http://www.unbiased.co.uk/blog/what-kids-should-know-about-money#comments</comments>
		<pubDate>Mon, 30 Jan 2012 12:02:01 +0000</pubDate>
		<dc:creator>Joss Harwood</dc:creator>
				<category><![CDATA[Financial advice]]></category>
		<category><![CDATA[Financial planning]]></category>
		<category><![CDATA[Savings advice]]></category>
		<category><![CDATA[childrens finance]]></category>
		<category><![CDATA[financial awareness]]></category>
		<category><![CDATA[financial education]]></category>
		<category><![CDATA[savings accounts]]></category>

		<guid isPermaLink="false">http://www.unbiased.co.uk/blog/?p=297</guid>
		<description><![CDATA[Our kids are accomplished consumers, bombarded by advertising, and it’s easy to learn how to spend money. Sadly there isn’t a culture of financial education in schools, which leads to an ignorance of financial planning that is anything but bliss for many young adults as reality kicks in. Action at home is required. First, rewind [...]]]></description>
		<wfw:commentRss>http://www.unbiased.co.uk/blog/what-kids-should-know-about-money/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Who needs Life Insurance?</title>
		<link>http://www.unbiased.co.uk/blog/who-needs-life-insurance?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=who-needs-life-insurance</link>
		<comments>http://www.unbiased.co.uk/blog/who-needs-life-insurance#comments</comments>
		<pubDate>Mon, 23 Jan 2012 15:08:32 +0000</pubDate>
		<dc:creator>Kevin Tooze</dc:creator>
				<category><![CDATA[Insurance Advice]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[life cover]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[property insurance]]></category>

		<guid isPermaLink="false">http://www.unbiased.co.uk/blog/?p=289</guid>
		<description><![CDATA[In these current times of austerity who wants or needs to pay out yet another monthly premium especially on something like insurance we will never spend! Life cover pays a lump sum upon death or diagnosis of a terminal illness. It can be taken out for a fixed term or the whole of your life [...]]]></description>
		<wfw:commentRss>http://www.unbiased.co.uk/blog/who-needs-life-insurance/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Making the most of your mortgage this year</title>
		<link>http://www.unbiased.co.uk/blog/making-the-most-of-your-mortgage-this-year?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=making-the-most-of-your-mortgage-this-year</link>
		<comments>http://www.unbiased.co.uk/blog/making-the-most-of-your-mortgage-this-year#comments</comments>
		<pubDate>Mon, 16 Jan 2012 16:19:00 +0000</pubDate>
		<dc:creator>Contributing IFAs</dc:creator>
				<category><![CDATA[Mortgage advice]]></category>
		<category><![CDATA[isa]]></category>
		<category><![CDATA[mortgage advice]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[mortgage repayment]]></category>
		<category><![CDATA[mortgages]]></category>

		<guid isPermaLink="false">http://www.unbiased.co.uk/blog/?p=271</guid>
		<description><![CDATA[&#160; Jason Witcombe If you are a homeowner, are in work and have no debt other than your mortgage then times are actually quite good. Yes, there is lots of doom and gloom in investment markets and the cost of many of life’s essentials has been going up but what is probably one of your [...]]]></description>
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		<slash:comments>0</slash:comments>
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